How do mortgage companies stay in business?

Just got ANOTHER call from ANOTHER re-financing company (First Financial, this time). I swear, these people cannot be doing well.

For the record, I do not own a home, nor do I have a mortgage. But I get at LEAST one call a month from one of these twits that begins “Mr. X, our records indicate that you may still have a mortgage on your home at 42 Street Avenue.”

I always tell them they should look into whomever is providing this information, because they are wasting their money.

Just like I get a call every year from TruGreen Chemlawn. And I’m constantly getting calls from home improvement companies. And I tell them over and over again to purge my name from their records, as I do not own the place.

And they keep calling. And keep wasting my time and theirs.

Idiots.

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